Is ‘The Smartest Credit Card Ever Made’ Actually That Smart?
The much hyped X1 credit card, billed as “the smartest credit card ever made” is now finally available to the general public, but is it as innovative as its marketing suggests? Indeed, there are some...
View ArticleHow to Keep Your Impulse Spending in Check
A recent study reveals that people spend an average of $US276 (A$372) every month on impulse purchases — and that most people are happy with what they buy. Considering how common it is, the question...
View ArticleWhat Was Stolen in the Robinhood Data Breach (and What You Should Do Now)
Popular stock trading app Robinhood recently experienced a security breach that exposed the personal information of millions of users. While most Robinhood users — and their investments — are safe,...
View ArticleThe Difference Between a Charge Card and Credit Card (and Why It Matters)
If you’ve heard the phrase “charge card” and thought it was referring to a credit card, that would be understandable since the terms are often used interchangeably. However, a charge card is an...
View ArticleWhy a Crypto Rewards Credit Card Is Probably a Bad Idea
With crypto rewards cards, a small percentage of your purchases can be redeemed for cryptocurrency instead of cash back or points redeemed in a rewards portal. But just because you can combine your...
View ArticleThe Best Way to Ask for a Cost-of-Living Raise
The end of the calendar year is a time for tactfully exiting holiday parties and hazarding guesses at what to get your coworker for Secret Santa, but more importantly, for many workplaces, it’s also...
View ArticleEasy Ways to Clean Up Your Finances Now, Before Another Year Begins
Taking stock of your finances at the end of the year is always a smart move, but it can feel overwhelming — which makes it all too easy to put off. If a full postmortem of your 2021 budget is just too...
View ArticleMeme Coins, DeFi, and Other Crypto Buzzwords You Need to Know by Now
You could get away with not knowing much about cryptocurrency in 2021, but it’s a new year, and with the crypto market now worth $US3 ($4) trillion, you’ve got no excuse not to become crypto-literate....
View ArticleHow to Buy a Car If You Absolutely Have to in This Inflation-Ridden Hellscape
You may have noticed that the dollars in your wallet seem to suddenly be worth something less than a dollar. For that, you can thank inflation, a measurement of decreasing purchasing power. The current...
View ArticleIs the Crypto Bubble Going to Burst?
Even if you aren’t paying attention to Bitcoin and other cryptocurrencies, you might have noticed that their value plummeted last week, with the total value of the market tumbling from a high of $US3...
View ArticleWhich Music Streaming Service Is the Most Ethical?
Following months of controversy surrounding Spotify’s business partnership with Joe Rogan, artists including Neil Young, India Arie, and Crosby, Stills and Nash are pulling their music from Spotify’s...
View ArticleShould You Pay Off Your Starter Home, or Save Cash for the Next One?
Like every other aspect of life, the housing market has gone absolutely wild over the last few years as prices have soared by double digits in basically every market. The median selling price for a...
View ArticleIs It Better to Reprice or Refinance a Loan?
Most people know that you can refinance a loan, which involves getting a new loan at better terms and paying off the old loan. Refinancing is most commonly associated with home mortgages, but you can...
View ArticleBogleheads, Baby Steps, and Other Personal Financial Strategies You Should Know
With so much conflicting financial advice available, it can be hard to keep it all straight, much less figure out which one is best for you. Some approaches are old-fashioned, tried and true; others...
View ArticleDoes ‘Impact Investment’ Perform Better Than Evil Investments?
Money is a completely made-up, invented resource. In the modern era, we literally create money out of thin air — and increasingly, it doesn’t even require any sort of physical presence. Vast fortunes...
View ArticleHow to Find the ‘Evil’ Investments Hiding in Your Portfolio
Who owns the corporations that contribute to climate change, engage in appalling labour practices, and test products on animals? You probably do. “Evil investments” may, on some level, be an inevitable...
View ArticleEverything You Need to Know About Stock Splits (and Reverse Stock Splits)
In the nearly 30 years since Amazon launched as a humble online bookstore, it has moved into just about every aspect of our lives. It’s now a retailer, a grocery store, a media streamer, a movie...
View ArticleWhat to Do If You Accidentally Fill Your Petrol Tank Up With Diesel
As the price of petrol rises, everyone is thinking more about the fuel they put into their cars. The glorious electric car revolution may be coming, but it ain’t here yet, leaving us to somehow find...
View ArticleHow to See Through Inflation Prices
There are probably certain goods or services that you’ve been purchasing on a regular basis for years, if not decades. And over time, you’ve likely become familiar with how much these things cost, and,...
View ArticleWhy Graphics Card Prices Are Dropping (and How Much They Cost Now)
After dealing with months of limited supplies and aggressive scalpers, buying a graphics card or gaming console is becoming easier. They’re not back to manufacturer suggested retail prices (MSRP) yet,...
View ArticleYou Should Know Which ‘Financial Phase’ You’re In
You’ve probably experienced monthly or yearly fluctuations in your budgeting and spending (or a weekly one; hey, inflation). At times it may seem like you’re just hanging on for dear life. But if you...
View ArticleWhy You Need a Mid-Year Budget Check-Up
Now that we’re basically halfway through 2022, it’s a perfect time to revise your budget and see if you’re on track with your financial goals. With all the pandemic-related tax credits, consumer price...
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The ‘Super Saver’ Habits That Will Help You Stay On Top of Your Finances
Are you someone who constantly struggles to save money and isn’t sure what you should be doing? A survey from October 2021 offers some insights into the habits of “super savers,” who are defined by...
View ArticleThe Fastest Growing Entry-Level Jobs, According to LinkedIn
Whether you just graduated or are looking to break into a new field, landing an entry-level job can be key. LinkedIn just released a list of the fastest growing ones, so if you are looking for the...
View ArticleSellers Are Already Lowering Home Prices in These Cities
As inflation and interest rates rise in tandem, the price of homes in certain United States cities begun to fall — or at least level off. According to Redfin Real Estate News, an increasing number of...
View ArticleWhy a ‘Buy-Back’ Program May be a Cheaper Way to Rent a Car in Europe
Back in 2020, many car rental companies got rid of large parts of their rental fleets. Now, with surging demand and less supply, car rental prices are often astronomical (not to mention what you’ll...
View ArticleUse a Subscription Manager to Stop Paying for Services You Don’t Use
From Netflix, to iCloud or Google Cloud, to Amazon Prime, to Blue Apron, you probably subscribe to more subscription-based services than you can easily remember — which can be a problem when it comes...
View ArticleThe Most Common Relationship Money Conflicts (and How to Avoid Them)
Plenty of things can cause fights in a relationship, from infidelity to a misalignment of values, but many issues boil down to a lack of trust, a lack of communication, or a blending of the two. And...
View ArticleWhat You Should Do Now to Prepare for a Recession
Not to be too alarmist, but the economy isn’t looking super great at the moment. From crashing stock markets to spiking consumer prices, a recession seems to be looming. Although the news is troubling,...
View ArticleTake Advantage of These Personal Finance Tips While You’re Still Single
When you’re single, it’s easy to lose control of your budget, or even feel like you don’t need one in the first place. Date nights, takeout for one, no one to split streaming subscriptions with…the...
View ArticleHow to Shop Excess Inventory From Retailers
For more than two years, there has been no shortage of well, shortages. From toilet paper to hand sanitiser in the beginning of the COVID-19 pandemic, supply chain issues and labour shortages have made...
View ArticleYou Should Use the 1% Spending Rule to Save Money
As a way to help curb impulsive spending, many people have a ’24-hour wait’ rule on big purchases, but one problem is that it can be impractical, as ‘big purchases’ is ill-defined. That’s where the 1%...
View ArticleDo This Mid-Year Financial Checkup Right Now
New Year’s isn’t the only time to talk about financial resolutions. With summer in full swing, while you’re about halfway between your last year’s resolutions and the next, now is also a powerful time...
View ArticleYou Can Shift From a Scarcity Mindset to an Abundance Mindset
Do you constantly worry about not having enough money? Are you afraid to spend on things you want or need? This feeling of lack or limitation is known as a scarcity mindset, and it can seriously...
View ArticleYou Should Treat Your Budget Like a Healthy Diet
Sticking to a budget can feel a lot like sticking to a diet. Both are a form of restriction, and you do need discipline (and often sacrifice) to see results. And like with yo-yo dieting when you try to...
View ArticleHow to Stop Being a Financial Procrastinator
Do you chronically put off mundane financial tasks like tracking expenses, paying bills, and filing taxes? Does even checking your bank account balance fill you with dread? If so, you may be a...
View ArticleHow to Spot Financial Infidelity (and What to Do About It)
I’ll admit it: I’ve gone through a partner’s phone to catch them being unfaithful. But while I scoured their texts for proof of infidelity, I didn’t think to also head on over to their banking apps for...
View ArticleYes, You Can Have Too Much Money in a Savings Account
Money is weird. Almost everyone in America thinks they’re middle class, which obviously can’t be true—but that underscores how broke most people are, even people who ostensibly make a good living. The...
View ArticleThe Price of Olive Oil Is Too Damn High
Olive oil has many known benefits, from the subtle taste it imparts to food to its status as a heart-healthy food. In recent months, due to weather-related shortages, the cost of olive oil has more...
View ArticleWhy All the Gen Z Kids Love ‘Soft Saving’ (and How to Do It)
I’ve written before how you should treat your budget like a healthy diet. Sure, you can try intense restriction—like the FIRE movement’s math-heavy approach—to get you an early retirement. But on the...
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